Governance &structure

Our people and policies ensure our members' interests come first

We help our members make informed choices by providing easy-to-understand products and insights into the healthcare system. We apply the same transparency and accountability to our business.
Read our Corporate Governance Statement

Meet our leadership teams

HCF Board of Directors

HCF Life Insurance Board of Directors

Elected councillors

Company Secretary

Annual review

Read about our key achievements and results for the financial year ending 30 June 2023, and how we put our members' health first.


Our policies ensure the fund is run with integrity, and we remain focused on our goal of delivering more to our members. 

HCF Councillors

Find out more about the role of Councillors, who they are and information about the next election.

Councillor information

HCF Councillor Charter

198.9KB PDF


HCF Board Charter

247.3KB PDF

HCF Audit and Finance Committee Charter

188.8KB PDF

HCF Nomination Committee Charter

167.6KB PDF

HCF People Culture and Remuneration Committee Charter


HCF Risk, Compliance and Sustainability Charter

219.2KB PDF

HCF Life Board Charter

246.9KB PDF

HCF Life Audit and Finance Committee Charter

189.6KB PDF

HCF Life Risk and Compliance Committee Charter

178.5KB PDF

Manchester Unity Board Charter

192.9KB PDF

HCF Research Foundation Board Charter

191.7KB PDF